This Privacy Policy does not represent a change from our current practices regarding customer information. ON-CARD collects, maintains, and uses non-public personal information about our customers in order to provide them with products and services. This notice describes our privacy policy and how we handle and protect personal information about our current and former customers.

We collect information about our customers for business purposes such as providing products and services to our customers and billing for those products and services. The personal information we collect about our customers comprises: information we receive from you on applications and other forms, such as name, company name, address, telephone numbers, daytime business telephone number, or other personal identification numbers, orally, in writing, or by electronic means. Information about your transactions with us, including the services we provide to you and your payments to us. Information we receive from consumer reporting agencies and similar sources such as your credit history and credit worthiness.

We limit access to the personal information described above to those employees or others who need access to it in order to conduct business and service your account. Our employees are required to maintain and protect the confidentiality of personal information, must follow established procedures to do so, and are subject to disciplinary action if they fail to do so. In addition, we maintain physical, electronic and procedural safeguards to protect personal information. Finally, companies we hire to provide support services to us are not permitted to use personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your information to the performance of the specific services that we have requested from them.

We do not disclose any of the non-public information, collected and described above, to anyone except as required by law. We may disclose personal information to government and regulatory authorities as required by applicable law. We may use personal information described above for business purposes, such as servicing customer accounts and informing customers of new products and services. We may share all of the personal information we collect, described above, confidentially for business purposes with companies and professionals who provide to us servicing, administrative, marketing, auditing and other services. Except as described in this privacy policy, we will not use the personal information described above for any other purpose unless we obtain your permission to do so.

We endeavor to keep our customer records complete and accurate. We encourage our customers to review the information on their quotes and invoices and notify us if they believe any information should be corrected or updated. If you have any questions about this privacy policy or wish to correct or update any information on your billing statements, please contact us.